You should be under no illusion that roofing in Rochester NY can be a very dangerous job. Working at such heights, steep pitches, and sometimes extreme weather conditions can put Rochester roofing companies at risk on a fairly regular basis. If a roofing company is held liable for any injuries or accidents to workmen and not have roofing worker’s compensation insurance their insurer will cover the claim. This could potentially put you as a homeowner at risk of a lawsuit from an injured workman who was improperly insured.
Types of Insurance:
Workers Compensation – workers compensation insurance is one of the two types of roofing insurances you should seriously consider because without it you could be forced to pay large settlements from out of your pocket
Liability Insurance – is available as a second type of roofing insurance. As roofing insurance goes this is another vital commodity to your roofing company. If a member of the general public walks into a piece of equipment and get injured, or a roofer drops a shingle on a nearby car, you are responsible for the cost of the damages and repairs. In some cases this can be a large amount if they are not properly insured.
If you are searching for a Rochester NY roofer to give you an estimate on your roofing project, make sure to see what forms on insurance they have. You should know this because roofing insurance can be very expensive so some Rochester NY roofing companies have taken to using a general contractors insurance policy. If any accident damage is caused to your home or vehicles, or if a worker is injured on your property while performing a new roof installation, the claim will be denied, leaving you open to a lawsuit or damaged property.
At Ron Ferris and Son we are insured for roofing with both workers compensation and liability. We are also a CertainTeed Shingle Master accredited company. When considering your next roof project call the Rochester NY Roofing specialists. We will always provide you with proof of current insurances, certifications, and accreditations as well as local referrals. We will use over 30 years of experience to assess your individual needs and go over the best options for your.
Proper roofing insurances are very expensive and some roofing contractors in Rochester NYonly have general contractor insurance. Make sure you are protected with the pros at Ron Ferris and Son. Call the professionals today at 585-750-6757 or request a free estimate online and we will assess the best option to suit your specific roofing needs!